For Sale at the Stonecrest – 21 N Chatsworth Ave – Larchmont NY – #3C – a 1BR cooperative offered at $199,000.

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The Stonecrest Cooperative:  21 North Chatsworth Ave – Larchmont NY:


** This Cooperative sold in 2012** Feel free to contact me for other listings at the Stonecrest!

The Stonecrest of Larchmont  is an elegant pre-war Tudor cooperative with a rich history in an historic village.   Located on North Chatsworth Ave.,  the location is nothing short of ideal.  Few Westchester coops could compete with this location. Just steps from Metro-North and center of the village.

21 N Chatsworth Ave. has been a desired location since Lou Gehrig called the Stonecrest home.  This is definitely a leave the car behind location – with a coveted “walker’s paradise” score of 92 out of 100 from  The train, shopping and fine dining are just steps from your door.  In fact this location can easily be considered Sound Shore alternative to the famous Garth Road in Scarsdale.  Garth Road cooperatives are desirable because of their location near the village of Scarsdale and the easy access to metro-north.  The Stonecrest is even more walkable than most locations on Garth Road and is literally half a block from the New Haven Line.  Larchmont to NYC is an express stop about 35 minutes from midtown Manhattan.  In addition to all that you’ve got the Long Island Sound!  It doesn’t get any better than this!  People considering an entry level White Plains condo or coop – or perhaps a coop on Garth Road – would find the amenities of this complex very appealing.

This is a doorman building with a common laundry.  There is a waitlist for parking which can be either outdoor or indoor.

For more information on the Stonecrest including recent sales history – click here.

For more information about the immediate neighborhood – click here.

For more information about Larchmont NY – click here.

21 N Chatsworth Ave - Larchmont NY - Westchester Coops


Unit #3C  –  A Large 1BR/1BA Coop:

For more photos from this Larchmont neighborhood and the Stonecrest – click here

For more photos of the interior of unit #3C – click here.

With 900 sq.ft. of space this is a very large space for  1 BR unit.  The living area is generously sized  The entry can easily serve as a home office space.  The bedroom is over-sized.  There is plenty of closet space and the potential for extra storage for rent.  The bathroom is brand new with new subway tile and a granite vanity. It’s a fabulous upgrade.  In addition the hardwood  floors with their unique detail have been  newly  refinished and there is fresh paint throughout.     The views from the living room, kitchen and bedroom are all tree-level views of North Chatsworth Ave.  The unit is bright and sunny with high cove ceilings.  The parquet and inlay detail on the living area floor adds a unique character.  The kitchen is in need of updating and this is reflected in the competitive price.

Cost of Living:

Maintenance Fee:  $779 without STAR
– 50%  deductible (Note: this unit currently does not have STAR)
Parking Fee  –  (when available) $65/month for outdoor and $70/month for indoor.
10% minimal down payment.

Loan Amount with 20% down:  $159,200

$779.00 Maintenance
$779.00  monthly mortgage payment*
$1558/month gross outlay – before tax savings:

**Savings on federal income taxes from mortgage interest and property taxes: -$264.00/month

$1294/month  after tax deductions**

*  Assumes a 4.2% interest rate on a fixed rate 30 year loan.
** Assumes a top marginal rate of 28% with the above loan.  Does not include STAR which will be delayed until the next application cycle.

This is without STAR savings which would start to kick within a year. That would reduce net outlay  to roughly  $1225/month.  This is so ridiculously affordable its insane. 

Comparable rentals in similar complexes in this location run  roughly $1800 -$1900 a month That’s a savings of $578-$678 a month or  $6936 – $8136 in savings a year. 

Note that the calculations regarding tax savings is an approximation.  I am not an accountant and don’t even play one on TV!  However, this certainly beats renting in terms of total outlay for the space that you get and it’s win-win in that in a world or rapidly rising rents – this stabilizes outlay.

Take it with you!

Just scan this QR code into your smart phone or iPad – and have this information at your fingertips! You can find the applcation at the following link: quiQR














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Please feel free to contact me anytime to request additional information or to set up an appointment so we can explore your listing or purchasing needs. I am easy to reach by phone, text or email. Or, if you just want to continue your search online, the links below will help you get started.

Phone/Text: 914-374-5529


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